4+ day, 19+ hour ago   (473+ words) Chart: Score Difference (High – Low Credit Bureau) Distribution by Decisioning Credit Score Bucket Our analysis finds that the three individual bureau scores perform broadly similarly in predicting mortgage outcomes. The traditional tri-merge performs somewhat better on some measures, but the…...

2+ week, 4+ day ago   (206+ words) The treasury secretary has the unenviable task of reassuring foreign holders of US bonds while implementing policies that may scare them away. They must be questioning the wisdom of holding assets that are within the reach of an unpredictable and…...

2+ week, 5+ day ago   (270+ words) In 1969, the Ivy League schools collected an average of $89,200 in revenues per student in today’s dollars. By 2019, the real revenues of Ivy League universities had exploded to $264,800 per student—a nearly threefold increase over 50 years. You read that correctly— for…...

3+ week, 5+ day ago   (272+ words) Happy Thursday! In today’s newsletter, we examine the underlying causes of inflation and high prices in the US, the student learning slump in the post-pandemic era, and falling birth rates across the globe. Don’t forget—subscribe and send DataPoints to…...

3+ week, 3+ day ago   (153+ words) A few key ACCESS details will influence how well it works in practice: James C. Capretta, Senior Fellow and Milton Friedman Chair Even if one were generally in favor of putting additional downward pressure on drug prices, there are multiple reasons…...